A savings app without a bank account link
Goaley: Savings Goal Tracker does not require an account or a bank connection, and it does not sell your data. Your goals and contributions stay on your devices and in your own iCloud account if sync is on. You enter every contribution yourself, so the app never sees your bank.
Where does my goal data live?
Goals, contributions, goal photos and settings are stored on your device. If iCloud sync is on, they are also stored in your private iCloud database so they sync across your devices. The developer cannot see or access your iCloud data.
What leaves my device?
| What | Where it goes | What is shared |
|---|---|---|
| Goals and contributions | Your device and your private iCloud | Nothing is sent to the developer's servers |
| Smart features | On your device or Apple's Private Cloud Compute | Not sent to the developer or any other AI provider |
| Currency conversion | Daily reference rates downloaded from the European Central Bank | No personal data |
| Reminders | Scheduled locally on your device | Nothing |
| Purchases | Processed by Apple; status verified through RevenueCat | An anonymous app user ID, never your payment details |
| Analytics | Firebase Analytics and Mixpanel | Anonymous events that do not include goal names, amounts or notes |
| Feedback you send | The developer | Your message, basic device and app version details, an anonymous installation ID, and your email only if you include it |
Read the full privacy policy for the exact wording.
How does Goaley work without a bank connection?
You log each contribution yourself, from the app, a widget, a notification, or Siri and Shortcuts. That takes seconds, and it means Goaley never needs your bank login. The plan, schedule and progress all come from the amounts you record.
How do I delete my data?
You can delete goals at any time in the app. Deleting the app removes its local data. Data synced to iCloud can be removed in your iPhone's Settings under your Apple Account, iCloud, Manage Storage.
Do I need an account to use Goaley?
No. Goaley does not require an account.
Is Goaley directed at children?
No. Goaley is not directed at children under 13, and the developer does not knowingly collect personal information from them.
Plan your saving without linking a bank
Download Goaley on the App Store